Get Your FREE Debt Relief Quote

Find out today if you qualify for debt relief and how much you could save!

Call: (888) 853-8871

Experienced and Highly Trained

 

Providing you with the highest level of service and achieving maximum results.

Call: (888) 853-8871

Credit Card Debt Negotiation

Get a free debt analysis today and find out how we can help!

Call: (888) 853-8871

Nationwide Debt Relief Services

Ask about specific state coverage to discover programs in your area.

Call: (888) 853-8871

GET RELIEF FROM DEBT

Save money and utilize this effective tool to get out of debt.

Debt Negotiation

FREE DEBT ANALYSIS

Fill out our short form online to get a free debt analysis.

Get Started

CONTACT US TODAY

Get in touch with us to learn more about how we can help.
Call Now

Brownstone Law Group – We Offer Nationwide Debt Relief Services

Get a Free quote now and find out how much you can save- (fill our the form you see, now)

Among The Top Debt Consolidation, Settlement & Debt Relief Companies:

Brownstone Law Group is a BBB Accredited; California based Law Firm with a long history of producing exception results for our clients. We specialize in reducing balances on credit card debt, private student loan debt, medical debt and many other types of unsecured debt.

Our proven debt consolidation program can be the light at the end of the tunnel for many people in need of help with debt. While nothing comes easy, our Program may be easier then you think. It does take a level of commitment and some time to complete but when compared to the alternatives, our Program can be very appealing.

Our Program Provides:

  • One Low Monthly Payment Based On Your Budget
  • Save Money By Settling Your Debt For Less
  • Get Out Of Debt In A Reasonable Amount Of Time
  • Peace Of Mind You Have An Experienced Law Firm On Your Side

Our commitment to our clients is to work vigorously in reducing your debt commitments, saving you as much money as possible with the ultimate goal of helping you to become debt free. We have helped many clients get out of debt and our testimonials attest to this. Brownstone Law Group also takes great pride in being an Accredited Member of the Better Business Bureau with an A+ rating and also a Charter Member of the Business Consumer Alliance with an AAA rating which both supports the fact we are a business that not only performs well but also provides our clients with excellent service.

If you find yourself in unfamiliar territory with debt spiraling out of control, you shouldn’t feel alone. You may have experienced financial hardship such as losing your job or getting your hours reduced at work. Alternatively, credit card debt in general could have got to a critical point now where you are getting nowhere and a combination of interest, late fees and large payment demands puts you in a position where you feel financially strapped. Unfortunately, these debt issues will not go away on their own and drastic changes and decisions must be made in order to put a plan in place that provides you the best chance to get back on your feet.

Recognizing that you do in fact need help and could benefit from assistance is the first step to getting out of debt. Fortunately for you, there are a few debt consolidation and relief options that exist that can help you get back on your feet and taking action sooner rather than later will benefit you greatly. As a debt settlement law firm, we can help you explore your options.

Utilizing the Minimum Payment plan to Pay off Debt?

Most commonly, people will first look to take comfort in making minimum payments on credit card debt in hopes that it will miraculously go down and in turn, go away. Credit card companies have structured minimum payments so low in some cases that people can find themselves paying for what could literally be a lifetime before debt would be paid off.

Credit card companies are “for profit” firms that are interested in making money and do a really good job at it at the expense of people just like you. A combination of high compounding interest, fees and low minimum payments sets people up for failure and in some cases, people fail to recognize this and end up crippled with debt struggling with finances for an extended period of time.

For Example:

If you owe $15,000.00 and make minimum payments of $300.00 with a 19.9% interest rate, it will take you over 103 months to pay off and you will pay back an additional $15,000.00 in interest meaning you will pay back approximately $30,000.00. (source: http://nerdwalletcom/calculators)

Ready to Find Out if You Qualify for Debt Relief? Contact Us Now

Keep in mind the figures we use as an example above only apply to those that STOP charging on their credit cards all together. If you continue spending, it only gets worse and you will find yourself in a position worse than you find yourself today. If you look at your credit card statements, you should be able to locate where creditors are required to disclose how long a debt may take to pay off. We strongly recommend our clients to see this and understand it. Once you do, the minimum payment plan to pay off debt becomes crossed off the list of potential options to help get out of debt.

Looking for a Debt Consolidation Loan?

Debt Consolidation can be a viable option for people that are looking for help with credit card debt and unsecured debt. While the term debt consolidation encompasses many things, generally it means that you would obtain some sort of loan or financing and pay off all of your debts and in turn, begin making one consolidated payment on your new loan.

While this option may be viable for some people, it may not be viable for all. Loans are typically funded on certain criteria which are focused on many things but most importantly, credit scores and income. People with good credit could potentially obtain financing with a reasonable interest rate and somewhat favorable terms but for people without good credit, obtaining a loan could prove to be challenging to say the least.

This is an unfortunate reality for many Americans that are faced with growing debt and one that is unlikely to change any time soon.

In other words, if you have less than perfect credit, banks or lenders will most likely not offer you any type of Debt Consolidation Loan and your search for relief will continue.

Is Bankruptcy on Your Mind? Consider this…

Typically speaking, Bankruptcy is viewed as the last option after all other avenues of debt relief have been exhausted. Chapter 7 and Chapter 13 Bankruptcies are most commonly utilized and both have their own individual consequences.

Chapter 7 Bankruptcy is a complete liquidation of all eligible assets and in turn discharges all eligible debts. Not all debts qualify for discharge and you must qualify to file for Chapter 7 Bankruptcy. Chapter 13 Bankruptcy is a reorganization of debt supervised by a Bankruptcy Trustee and involves you paying back your debt over a period of time.

In all cases, Bankruptcy is a very public matter that will remain on your credit for 7-10 years. It may prevent you from obtaining future financing or employment and may have other ramifications to you personally or your life.

It is important to realize that for the right person, Bankruptcy is viable and could potentially be the right way for someone to obtain debt relief. With that said, it should be the last option to utilize once all others have proved to be ineffective.

Brownstone Law Group – Debt Resolution Programs

Brownstone Law Group offers an effective Debt Resolution program which is a positive alternative to the previously discussed debt relief options. We typically utilize a strategy known as Debt Settlement or Debt Negotiation to obtain positive results.

Our Debt Resolution payment plan differs from your credit card company’s demands as we structure payments around what you can afford, not what we force you to pay. Our plan is not a loan and qualification is not based on typical criteria of credit and income like a debt consolidation loan. Our debt resolution plan as opposed to bankruptcy is a private matter and in some cases will not have as long lasting credit impact as Bankruptcy.

Brownstone Law Group provides hands on, personalized service that is custom tailored to our client’s individual needs and concerns. Our programs are available to anyone who qualifies. Upon enrollment, we assign a personal contact to you as well as a small support team which will be your point of contact for the duration of our relationship. Our team will be in charge of negotiating with your creditors and will take over communication on your behalf.

In any debt settlement scenario, the goal is to negotiate with a creditor and/or collector, reach a mutually agreeable resolution amount and make a lump sum payment that finalizes the settlement. In many cases, settlements can also be negotiated over a period of time rather than a lump sum. This process is repeated until all of your debts are resolved and in many cases, clients can become debt free within 24-48 months.

To assist you in saving towards settlement, we can help you set up an FDIC insured savings account which will be utilized specifically for the Program and will help in separating funds you use for your day to day expenses and the funds you wish to save towards resolution.

What Debt Is Eligible For Brownstone Law Group’s Debt Relief & Resolution Program

Our program works with most unsecured debt and some secured debts. Whether you have all credit card debt, a mix of unsecured debt or a specific type of debt, we should be able to assist. See below for a list of eligible and not eligible debts.

Eligible Debts:

  • Credit Cards
  • Personal Loans and Lines of Credit
  • Medical Bills
  • Finance Companies Such as Cash Call, Avant, Lending Club
  • Collections and Repossessions
  • Business Debts
  • Private Student Loans

We’re not able to settle:

  • Lawsuits
  • IRS Debt and Back Taxes
  • Utility Bills
  • Auto Loans, Government Loans
  • Mortgage or Home Loans
  • Other Secured Debts

If you qualify, we may be able to lower your monthly credit card payments by a significant amount getting you out of debt in a much more reasonable amount of time. It is our goal to work tirelessly to save you the most money and get you out of debt as quickly as possible.

Why Choose Brownstone Law Group

Brownstone Law Group has reached many milestones over the years helping numerous people achieve their goals of becoming debt free. Our online reputation of providing excellent service is of great meaning to us as it validates what we do and why we do it which is to help people get back to a debt free way of life.

  • A+ Rated BBB Accredited Law Firm
  • AAA Rated Charter Member Business Consumer Alliance
  • 9 Rating On Google + With Great Reviews
  • State Bar Licensed
  • Many Satisfied Client Reviews Across Several Websites
  • Customized Plans With Dedicated Teams To Each Client

Call and speak with one of our knowledgeable debt counselors today about how WE can help YOU get back on your feet financially at 888-853-8871 or fill out our Contact Form and we will reach out to you! 

Schedule Your Free Consultation & Debt Analysis Today! Whether you are overwhelmed by credit card debt and see no way out as you try to make ends meet or have suffered serious personal injury due to the negligence or intentional action of another party, now is the time to act. Brownstone Law Group is a debt settlement attorney firm that offers free consultations and free debt analyses throughout many states in the USA. Based in California, in person consultations may be available to residents in our local area including: Los Angeles County, Orange County, San Diego County. Call the law firm at (888) 853-8871 to request additional information or schedule an appointment!

 

 

Brownstone Law Group offers information on the following areas, and you can find more information below:

CONTACT US TODAY

Get in touch to learn how we can help.

Click to Call Now

Ready to Be Debt Free?

  • This field is for validation purposes and should be left unchanged.

Why Choose Us?

  • Accredited Member Of the Better Business Bureau With an A+ Rating
  • Charter Member Of the Business Consumer Alliance With an AAA Rating
  • Licensed With the State Bar of California
  • Many Satisfied Debt Free Clients
  • Hands-On Approach Providing Personalized Service To Each Client
  • Flexible Program Terms Custom Tailored To Each Client

CONTACT US TODAY

Get in touch to learn how we can help.

Click to Call Now

Ready to Be Debt Free?

  • This field is for validation purposes and should be left unchanged.

Why Choose Us?

  • Accredited Member Of the Better Business Bureau With an A+ Rating
  • Charter Member Of the Business Consumer Alliance With an AAA Rating
  • Licensed With the State Bar of California
  • Many Satisfied Debt Free Clients
  • Hands-On Approach Providing Personalized Service To Each Client
  • Flexible Program Terms Custom Tailored To Each Client

We Offer Nationwide Debt Relief Services

We are based in California, but we service clients nationwide through convenient & confidential phone consultation. If you have at least $7,500 in debt, and a source of income, speak with one of our experienced debt counselors today.

Choose The Best Debt Consolidation & Settlement Companies:

Experienced Debt Negotiation Attorneys

We serve clients nationwide. For a complete list of the states we service, please visit this page. Many Americans are often faced with difficult decisions that need to be made in regards to their credit card debt problems. With people facing job losses and other hardships coupled with a struggling economy, many have found it hard to keep up on their bills wondering how payments will be made or falling further behind each month. If you find yourself facing this situation, a professional debt relief attorney can help provide you with support and solutions that can help you achieve your goals of becoming debt free. Brownstone Law Group is a California law firm that has helped 100’s of individuals become debt free. We provide hands on, personalized service that is custom tailored to our client’s individual needs and concerns. Brownstone Law Group offers information on the following areas:

Trustworthy Service to Pursue Positive Results Brownstone Law Group offers a completely free, confidential consultation where we can review your situation and provide you with a recommended plan of action that we feel will be best for you. When retaining a firm to help you with your credit card debt consolidation, it is essential that the firm is experienced, trustworthy and has a proven track history of success. We are a proven leader in the industry and have decades of experience providing legal services for debt negotiation, debt relief, personal injury and litigation cases. What makes Brownstone Law Group different:

  • Accredited Member Of the Better Business Bureau With an A+ Rating
  • Charter Member Of the Business Consumer Alliance With an AAA Rating
  • Licensed With the State Bar of California
  • Many Satisfied Debt Free Clients
  • Hands-On Approach Providing Personalized Service To Each Client
  • Flexible Program Terms Custom Tailored To Each Client

Schedule Your Free Consultation & Debt Analysis Today! Whether you are overwhelmed by credit card debt and see no way out as you try to make ends meet or have suffered serious personal injury due to the negligence or intentional action of another party, now is the time to act. Brownstone Law Group offers free consultations and free debt analyses throughout many states in the USA. Based in California, in person consultations may be available to residents in our local area includingLos Angeles County, Orange County, San Diego CountyCall the law firm at (888) 853-8871 to request additional information or schedule an appointment!

Review Us
Brownstone Law Group Locations Brownstone Law Group - Orange Co Phone: (323) 443-7136
Brownstone Law Group - San Diego Phone: (619) 485-3045
Brownstone Law Group - Los Angeles Toll Free: (888) 853-8871 Client Services: (888) 878-8464 Creditor Services: (888) 889-8879
This is an attorney advertisement and this website is for informational purposes only . The information contained on this website is not to be construed as legal advice. It is not intended to solicit or form an attorney-client relationship. Debt settlement, debt negotiation or debt resolution programs (the “Program”) are not an offer or promise to lend money and neither they nor Brownstone Law Group, PC. (“BLG”) assume or pay any consumer debt or make monthly payments. BLG is not affiliated with any lending institution, bank, collection agency or collection law firm. Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients. Past performances of Clients do not guarantee future results for others and BLG does not guarantee that debts enrolled in the Program will be settled at a specific percentage or amount, or that you will be debt free within a specific time period. Not all Clients complete our Program for a variety of reasons including but not limited to an inability to save sufficient funds. The Program may have an adverse impact on Clients credit. Our services may not be available in all states please check with BLG for state eligibility. Please contact a tax professional to discuss potential tax consequences of settling debt. This website and the content of this website has been reviewed and approved by Thomas A. Moore the managing partner of BLG. Copyright Brownstone Law Group, PC. All rights reserved. Unauthorized use of the BLG website includes but is not limited to content copying, duplicating or replicating is strictly prohibited. Furthermore, use of this website is subject to the Terms of use.